Terms of Service

Last updated: 1st January 2026

Acceptance of Terms

By accessing and using the digitalvoyager website and services, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, you should not use our website or services. digitalvoyager AS reserves the right to modify these terms at any time, and your continued use of our services constitutes acceptance of any changes.

Description of Services

digitalvoyager provides personal finance platform comparison and analysis services, including detailed reviews, platform comparisons, and consultation services. Our services are designed to help individuals and businesses make informed decisions about financial technology platforms. We provide information and analysis but do not provide financial advice or recommendations that constitute investment advice.

User Obligations

When using our services, you agree to:

  • Provide accurate and complete information when requested
  • Use our services only for lawful purposes and in accordance with these terms
  • Not attempt to gain unauthorised access to our systems or networks
  • Not use our services to transmit harmful, offensive, or illegal content
  • Respect the intellectual property rights of digitalvoyager and third parties
  • Not reproduce, distribute, or create derivative works from our content without permission
  • Maintain the confidentiality of any login credentials or account information

Intellectual Property

All content on the digitalvoyager website, including text, graphics, logos, images, software, and other materials, is the property of digitalvoyager AS or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without our express written permission. The digitalvoyager name and logo are trademarks of digitalvoyager AS and may not be used without our prior written consent.

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal data is governed by our Privacy Policy, which forms part of these Terms of Service. By using our services, you consent to the collection and use of your information as described in our Privacy Policy. We comply with applicable data protection laws, including the General Data Protection Regulation (GDPR).

Disclaimer of Warranties

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. digitalvoyager disclaims all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that our services will be uninterrupted, error-free, or completely secure. The information provided through our services is for informational purposes only and should not be considered as financial or investment advice.

Limitation of Liability

To the maximum extent permitted by law, digitalvoyager AS shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, arising from your use of our services. Our total liability for any claims arising from these terms or your use of our services shall not exceed the amount you have paid to us for the specific service giving rise to the claim. This limitation applies regardless of the legal theory on which the claim is based.

Indemnification

You agree to indemnify, defend, and hold harmless digitalvoyager AS, its officers, directors, employees, and agents from and against any and all claims, damages, losses, costs, and expenses (including reasonable legal fees) arising from your use of our services, your violation of these terms, or your infringement of any rights of third parties.

Payment Terms

For paid services, payment is due according to the terms specified in your service agreement or invoice. All fees are non-refundable unless otherwise specified. We reserve the right to suspend or terminate services for non-payment. Prices are subject to change with reasonable notice. All payments are processed securely, and we do not store payment card information on our systems.

Governing Law

These Terms of Service are governed by and construed in accordance with the laws of Denmark. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of Denmark. If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Termination

digitalvoyager may terminate or suspend your access to our services at any time, with or without cause, and with or without notice. You may also terminate your use of our services at any time by discontinuing use of our website and services. Upon termination, your right to use our services will cease immediately, but the provisions of these terms that by their nature should survive termination will remain in effect.

Third-Party Links and Services

Our website may contain links to third-party websites or services that are not owned or controlled by digitalvoyager. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that digitalvoyager shall not be responsible for any damage or loss caused by your use of any third-party content, goods, or services.

Force Majeure

digitalvoyager shall not be liable for any failure or delay in performance under these terms that is due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, strikes, or government regulations.

Entire Agreement

These Terms of Service, together with our Privacy Policy and any other legal notices published on our website, constitute the entire agreement between you and digitalvoyager concerning your use of our services. These terms supersede all prior agreements, understandings, and communications between the parties regarding the subject matter herein.

Contact Information

If you have any questions about these Terms of Service, please contact us:

digitalvoyager AS

Torvegade 89, 8978 Randers, Central Denmark

Phone: +45 36216802

Email: legal@digitalvoyager.world

Registration Number: CVR64782315